TERMS AND CONDITIONS User agreement of REAF Services

Welcome to Real Estate Alternative Finance (REAF)!


These Terms and Conditions is an electronic record in the form of an electronic contract formed under the Information Technology Act, 2000 and the Rules made thereunder and the amended provisions pertaining to electronic documents or records in various statues and amended by Information Technology Act, 2000. This Terms and Conditions does not require any physical, digital or electronic signature.

These Terms and Conditions is a legally binding agreement between you and REAF. The terms of the policy will be effective upon your acceptance of the same (either directly or indirectly in electronic form by clicking on “I ACCEPT” tab) and will govern the relationship between the user (hereinafter referred to as “You”) and REAF for your use of website (hereinafter referred to as the “Website”).

This document is published and shall be construed in accordance with the provisions of rule 3 (1) of the information technology (intermediaries guidelines) rules, 2011 under information technology act, 2000 that require publishing the rules and regulations, privacy policy and user agreement for access or usage of the website.

Please read these terms of use carefully before using or registering on the website or accessing any material, information or services through the website. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT USE THE WEBSITE.

These Terms and Conditions together with the Privacy Policy and disclaimers appearing on the Website from time to time constitute the entire agreement upon which You are allowed to access and use the Website and avail the Services.

The REAF is an online service which allows the real estate developers to avail / arrange alternative funding / financial than the traditional way of raising capital for their products. It establishes a platform for various developers to connect and interact with one another. You are represented on the site through your personal profiles and they can choose the information and control it accordingly. The REAF collects certain information and retains the ownership rights of the same.
  • You must be 18 years or older or at least the age of majority in the jurisdiction where you reside or from which you use this Service.
  • To access and use the Services, you must register by providing your full legal name, current address, phone number, a valid email address, and any other information indicated as required. We may reject your application for registration, or cancel an existing registration, for any reason, in our sole discretion.
  • You acknowledge that we will use the email address you provide as the primary method for communication.
  • A breach or violation of any term in the Terms of Service as determined in our sole discretion will result in an immediate termination of your services.
  • You must read, agree with and accept all of the terms and conditions contained in these Terms and Conditions and the Privacy Policy before you may become a member of REAF.
  • The membership of REAF succeeds because of the quality of its members and some basic rules that everyone adheres to. We reserve the right to deny service to any member or prospective member at any time if they do not comply by the rules.
  • No Misrepresentation. Please be as honest and forthright about yourself and your offer as possible. Members are encouraged to report any communications that they consider to be misleading or any members that appear to be misrepresenting themselves.
  • No Leeches. A leech is someone who doesn’t respect the interests of the community and attempts to abuse the system for their own benefit. They take constantly and offer nothing in return. The Website succeeds because of our community’s ability to give. Don’t be a leech.
  • You acknowledge and agree that we may amend these Terms and Conditions at any time by posting the relevant amended and restated Terms on REAF’s website and such amendments to the Terms and Conditions are effective as of the date of posting. Your continued use of the Services after the amended Terms and Conditions are posted to the website constitutes your agreement to, and acceptance of, the amended Terms and Conditions. If you do not agree to any changes to the Terms and Conditions, do not continue to use the Service.
  • “Unless otherwise noted, all of the material on this web site is Copyright ©REAF. And (REAF Trademark) is the registered trademark of REAF. All rights reserved. No part of this web site may be reproduced, published, distributed, displayed, performed, copied or stored for public or private use in any information retrieval system, or transmitted in any form by any mechanical, photographic or electronic process, including electronically or digitally on the Internet or World Wide Web, or over any network, or local area network, without written permission of the author.
  • No part of this web site may be modified or changed or exploited in any way used for derivative works, or offered for sale, or used to construct any kind of database or mirrored at any other location without the express written permission of the author.”
  • These Terms and Conditions and all transactions entered into on or through the Website and the relationship between you and REAF shall be governed in accordance with the laws of India without reference to conflict of laws principles.
  • You agree that all claims, differences and disputes arising under or in connection with or in relation hereto the Website, these Terms of Use, the Agreement(s) or any transactions entered into on or through the Website or the relationship between You and REAF shall be subject to the exclusive jurisdiction of the courts at Bangalore and You hereby accede to and accept the jurisdiction of such courts. Each party hereby irrevocably waives any objection which such party may now or hereafter have to the laying of improper venue or forum non convenient. Each party agrees that a judgment in any such action or proceeding may be enforced in other jurisdictions by suit on the judgment or in any manner provided by law. Any and all service of process and any other notice in any such suit, action or proceeding with respect to this Agreement shall be effective against a party if given as provided herein.
REAF is authorized to use any information that is provided by REAF users or affiliates. This information is used at no charge from you and may be used for any purpose associated with REAF, or any affiliates. All information that you post on REAF is completely your responsibility. REAF is not responsible for any misrepresentation of facts or other errors in this content. REAF strives to ensure the integrity of the information on The REAF website, but cannot guarantee the truthfulness of the information that you provide through the Website. REAF reserves the right to release any user information or other information if required to do so by law.
All information submitted to REAF website, including messages, will become property of REAF. Any developer on our site requesting to contact any other developer on our site does so at their own risk and is solely responsible for conducting any legal, accounting, or due diligence review. Please do not send any confidential information through the Website.
You shall abide the guidelines and the rules as mentioned. Website refuses or revoke service or other offerings without prior notice to you or potential user for any reason. You shall obey the Information Technology act, 2000. You shall take complete responsibility for all activities that occur under their REAF account with or without their prior knowledge or consent. In the event that you discover any unauthorized use of your account, you must immediately notify REAF so that the proper actions can be taken.
You hereby consent to NOT do the following activities:
  • Commit ANY unlawful acts
  • Post or "spam" other users on the system with unsolicited advertising or other communications
  • Harm the Website or any related systems and infrastructure in any way through any means
  • Collect or resell data containing other users' profile or personal information or any other information on the Website.
  • Harass other users or anyone else in any way
  • Misrepresent themselves in any way through profile postings, messages sent to
  • Website or other users, or any other method
  • Commit any actions considered to be unethical or to abuse REAF Website system, other associated services, or users
  • Attempt to deliberately solicit members to leave the Website in favor of another related or competitive service.
In addition to making services available, this Website also offers information and marketing materials. This Website offers information, both directly and through indirect links to third-party websites. REAF does not always create the information offered on this Website; instead the information is often gathered from other sources. To the extent that REAF does create the content on this Website, such content is protected by intellectual property laws of the India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, non-commercial use. Any links to third-party websites are provided solely as a convenience to you. REAF does not endorse the contents on any such third-party websites. REAF is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.
  • By accepting these Terms and Conditions you agree that REAF and any persons or entities associated or affiliated with the Website are not responsible for any damages to any party as a result of using the services provided or transacting business with Website or affiliates. The Website reserves the right, but is not obligated, to screen the content that is posted on The Website for any abusive, false, unreliable or other unacceptable material. However, we cannot guarantee that you will not find such material on this site. We rely a great deal on Website user base to help protect the standards and integrity of the network. Please report any such offenses to REAF Website so that proper action can be taken. We reserve the right, but are not obligated, to terminate any accounts that are in violation of these Terms and Conditions or any other policies that our company maintains. We hold no responsibility for ANY damages caused for any reason to you of our services or to other parties. Furthermore, REAF is not responsible for malfunctioning features or services that may hinder your use of this Website or its offerings or cause damages to any party. We will do our best to provide a fully functioning service with complete integrity at all times, but this cannot in any way be guaranteed. The Website and its affiliates will not be held responsible for the actions of other users on the network or outside parties that disrupt the normal functioning of the network.
  • REAF may have to cease operation of the Website and its services, in which case every registered user will be given an advance notice and a reasonable time period to allow you to download, copy or delete data.
  • REAF is not responsible for information or communication made by REAF that is blocked by your spam filter.
  • REAF is also not responsible for any dispute arising out of services rendered by the site , neither will it participate in mediation between disputing parties
  • REAF is not liable for any consequential, incidental, direct, indirect, special, punitive, or other damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss) arising out of this T & C, or the use of or inability to use the site, whether based on contract, tort, negligence, strict liability or otherwise.
  • Any claim under T & C must be brought within one (1) year after the cause of action arises. 
  • The maximum liability that REAF shall have is limited to the consideration, if any paid to REAF by the user
  • Changes: REAF may make changes in these Terms and Conditions or other information available on the website without notice. You are bound by such revisions and should visit this page periodically to review the current terms and conditions of use.
  • License: By using this Website, you are granted a limited , personal, non-exclusive, non-transferable, non-sub licensable privilege to use the Website and services solely in accordance with these Terms
  • No obligation to use REAF Website: You are not under any obligation to use services provided by REAF to execute your financing requirements. It is a matter of choice and you may always raise finance in the traditional way.
  • Your responsibility and non-repudiation: You are solely responsible for any and all consequences of your actions undertaken through the website and cannot later repudiate/deny actions you take using our services.
  • Document Retention: REAF follows the best practices in the industry but its operation is dependent on hardware, software technologies and connection to external networks, and might not work always as desired.
  • No part of the Site or these Terms and Conditions is intended or shall be construed as legal advice.  Neither REAF nor any of its content providers shall be liable for any errors or omissions in the content or for any actions taken in reliance thereon. 
  • No delay or failure to take action under these Terms and Conditions shall constitute any waiver by REAF of any provision thereof.
  • If any provision of these Terms and Conditions is invalid or unenforceable under applicable law, then the remainder of such provision and these Terms and Conditions shall be enforced to that maximum extent permitted by applicable law, and the remaining provisions of these Terms and Conditions will continue in full force and effect.
  • Waiver of class action rights: By entering into these Terms and Conditions, you hereby irrevocably waive any right you may have to join claims with those of other in the form of a class action or similar procedural device. Any claims arising out of, relating to, or connection with this T & C must be asserted individually.
REAF will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.
You will release, indemnify, defend and hold harmless REAF, and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys' fees and expenses, of third parties relating to or arising out of:
  • this Agreement or the breach of your warranties, representations and obligations under this Agreement;
  • the Website content or your use of the Website content;
  • the services or your use of the services (including trial services);
  • any intellectual property or other proprietary right of any person or entity;
  • your violation of any provision of this Agreement; or
  • any information or data you supplied to REAF.
When REAF is threatened with suit or sued by a third party, REAF may seek written assurances from you concerning your promise to indemnify REAF; your failure to provide such assurances may be considered by REAF to be a material breach of T & C. REAF will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content or Services, with counsel of REAF choice at your expense. REAF will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend REAF against any claim, but you must receive REAF’s prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this agreement or your use of the Website or Services.
By using this Website or using Services, you acknowledge that you have read and agree to be bound by this agreement and all these Terms and Conditions on this Website.
The failure of REAF to exercise or enforce any right or provision of these Terms and Conditions will not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.
  • Your use of this website and/or services are at your sole risk. The website and services are offered on an "as is" and "as available" basis. REAF expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, implied warranties, fitness for a particular purpose and non-infringement with respect to the products or services or website content, or any reliance upon or use of the website content or services.
  • Without limiting the generality of the foregoing, REAF makes no warranty:
  • That the information provided on this website is accurate, reliable, complete, or timely.
  • That the links to third-party websites are to information that is accurate, reliable, complete, or timely.
  • No advice or information, whether oral or written, obtained by you from this website will create any warranty not expressly stated herein.
This Agreement comprises the entire agreement between you and REAF and supersedes any prior agreements pertaining to the subject matter contained herein.
REAF may decide to terminate your access to the Website if it reasonably believes that you have breached any of these Terms and Conditions. Following the decision to terminate your access, you will be served a notice allowing you 48 hours to download, copy or delete your data. Upon termination of your account, REAF will not store any of your data on its system. REAF reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website.
If you have any queries or questions about these Terms and Conditions please contact: contact@reafglobal.com

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